How to Open account in Us Bank

How to Open account in Us Bank


How to Open account in Us Bank: To open a checking account with U.S. Bank, you simply need to visit any of their locations. You will still be required to provide identification as well as personal information, such as your Social Security number and a government-issued ID card that is in good standing.

About this bank: The American bank holding company U.S. Bancorp is based in Minneapolis, Minnesota, and was founded in Delaware. It is the fifth largest bank in the United States and the parent company of U.S. Bank National Association.

How to Open account in Us Bank

What you need to open a checking account

If you are at least 18 years old and a resident in the United States legally, you can submit an application for a checking account online. You’re going to need to know the following details:

  • Your number on the Social Security card.
  • A current and valid photo identification issued by the government, such as a driver’s license,
  • passport, or state or military ID.
  • After your application has been reviewed and approved, you will be required to make an initial deposit of at least $25 in order to activate your account.
  • This can be settled with a credit, debit, or prepaid card; a transfer from an existing account at another financial institution; or a transfer from an account at the United States Bank.

More details 

No matter what you choose, you’ll get:

Top-rated digital tools

Enjoy mobile check deposit, account alerts, financial insights and more.

Fraud protection

You’re protected with the industry’s strongest available encryption.

National ATM network

Avoid ATM fees with one of the largest ATM networks in America.

Get rewards and essentials with U.S. Bank Smartly Checking.

Why it may be right for you

  • Overdraft protection, rewards for saving, and checks—you want it all.
  • Interest earning


Banking essentials + rewards. Money transfers, alerts, and more are available.
Overdraft safeguards. Overdrawn available balance threshold $50, overdraft protection, and forgiven overdraft fee
Remove monthly maintenance. There are several ways to waive $6.95.

For more details: click here

What is a Safe Debit Account?

  • Traditional checking accounts can be replaced by check-free accounts. Like other U.S. Bank deposit accounts, deposits, withdrawals, and payments are possible.
  • Those who want a debit card without writing checks should consider the Safe Debit Account. It’s ideal for minor joint accounts.

When opening a bank account, you should bring the following items with you:

  1. A valid and current photo ID, such as a driver’s license, state ID card, or passport.
  2. A Social Security card or number.
  3. A parent or guardian if you’re under age 18 (19 in Alabama)
  4. Cash or a check to deposit into your new account.

Stay in control of your money with a Safe Debit account.

Why it may be right for you

  • You want tools to help manage your money and build credit, no overdraft fees and you don’t need checks.
  • No overdraft fees


  • Banking essentials. Directly deposit paychecks, lock a lost card, pay bills for free and more.
  • No overdraft fees. In most situations a transaction more than your balance won’t go through. If it does, there’s no fee.
  • No surprise fees. Pay a $4.95 monthly maintenance fee with no minimum balance penalty.

For more details: click here 

There are many options for a customers to open an account here.

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