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PMEGP Business List 2022 PDF Download Free
|Filename||PMEGP Business List|
|PDF Size||200 KB|
PMEGP Scheme List
Prime Minister’s Employment Generation Programme (PMEGP) scheme announced by Hon’ble Prime Minister of India on 15th August 2008 in his address from Red Fort.
This is credit linked Scheme of Govt. of India by merging erstwhile REGP and PMRY schemes. KVIC is the Nodal Agency at National Level.
To generate continuous and sustainable employment opportunities in Rural and Urban areas of the country.
To provide continuous and sustainable employment to a large segment of traditional and prospective artisans, rural and urban unemployed youth in the country through the setting up of micro-enterprises.
To facilitate the participation of financial institutions for higher credit flow to the micro sector.
Individuals above 18 years of age.
VIII Std. pass required for projects above Rs.25.00 lakhs in manufacturing and above Rs. 10.00 lakhs for Service Sector.
Self Help Groups and Charitable Trusts.
Institutions registered under Societies Registration Act- 1860.
Production-based Co-operative Societies.
The Scheme is implemented through KVIC and State/UT Khadi & V.I. Boards in Rural areas and through District Industries Centres in Urban and Rural areas in a ratio of 30:30:40 between KVIC / KVIB / DIC respectively.
No income ceiling for setting up projects.
Assistance under the Scheme is available only to new units to be established.
Existing units or units already availed of any Govt. Subsidy either under State/Central Govt. Schemes are not eligible…
Any industry including Coir Based projects excluding those mentioned in the negative list.
Per capita investment should not exceed Rs. 1.00 lakhs in plain areas and Rs. 1.50 lakhs in Hilly areas.
The maximum project cost of Rs. 25.00 lakhs in the manufacturing sector and Rs. 10.00 lakhs in Service Sector.
Area of operation
Rural Area as declared under KVIC Act 2006 – Scheme to be implemented by KVIC, KVIB, and DIC.
(“Rural Area” means the area comprised in any Village and includes the area comprised in any town, the population of which does not exceed twenty thousand or such other figure as the Central Government may specify from time to time as declared under KVIC Act 2006)
Urban area – Only DIC
Negative list of activities
Industry / Business connected with productions / processing / sale of meat or intoxicant items like Beedi / Pan / Cigar / Cigarette etc.
Industry / Business connected with cultivation, sericulture, horticulture, floriculture.
Manufacture of Polythene carry bags of less than 20 microns/containers of recycled plastic.
Processing of Pashmina Wool and products involving hand spinning and hand weaving coming under the purview of Khadi Certification Rule.
Rural Transport (except Auto rickshaw, Houseboat, tourist boat in A & N Islands and except houseboat, Shikara & Tourist Boats in Jammu & Kashmir and Cycle Rickshaw.)
CNG Auto Rickshaw will be allowed only in A & N Islands and NER with the approval of Chief Secretary of the State on merit
|QUANTUM OF MARGIN MONEY SUBSIDY|
|Categories of beneficiaries under PMEGP||Beneficiary’s own contribution project cost||Rate of subsidy|
|Special (including SC/ST/OBC /Minorities/ Women, Ex-Servicemen, Physically handicapped, NER, Hill, and Border areas, etc)||05%||25%||35%|
PMEGP Project List of industries
PMEGP Service Sector List Agro Based Food Processing Industry
- Bakery Products
- Bedana/Raisin Industry/Seeds Processing
- Cashew/Chironji processing (Dry Fruits)
- Cattle feed
- Charolie making
- Coconut and Areca nut products Daliya making
- Fruits and vegetable processing
- Ghani Oil industry
- Groundnut Decordicator (Seeds/Oil Purpose)
- Indian sweets making
- Khava & Chakka Unit
- Manufacture of Mahendi
- Manufacture of Cane-Gur and Khandsari/ Jaggery making
- Manufacturing of Chips from Banana(raw)/Potato
- Manufacturing of Food Industry
- Manufacturing of Ice/Ice Candy
- Masala Udyog
- Milk products making units
- Mini rice shelling unit/Rice Mill
- Noodles Making
- Paddy Unit (PCPI)
- Palmgur making and other palm products industry
- Papad Making
- Pepsi Unit/ Cold/Soft Drinks
- Poha Making Unit/Popcorn
- Power Atta chakki/Flour Mill
- Processing of Maize and Ragi
- Raswanti- sugarcane Juice catering unit
- Soda Mfg. products
- Supari Making Unit
- Vermicelli (Shyarige) Machine
PMEGP Service Sector List Forest Based Industry
- Ayurvedic Medicine Mfg. by forest
- produce/medicinal plant
- Bamboo and Cane work
- Ban Making Unit
- Basket Making/Bag Making
- Collection of forest plants and fruits for medicinal purpose
- Kath Manufacturing
- Khus tattis and broom making
- Manufacture of Gums and Resins
- Manufacture of Katha
- Manufacture of Shellac
- Manufacturing Pharmacetical products
- Photo framing
PMEGP Project List Handmade paper & fiber Industry
- Coir work
- Fibre items
- Handmade Paper/Thermocol
- Leaf cup making
- Manufacture of Jute products (under Fibre industry)
- Manufacture of exercise book binding
- Manufacture of paper cups
- Mat Making
- Pith work
Mineral Based Industry
- Black Board/ Slate and Slate pencil/Chalk making
- Blue Metal Jelly (excavation of stone quarries for crushing of blue metal jelly)
- Brick Bhatta
- Cement Blocking
- Ceramic-Dental Teeth
- Clay Grinding
- Cottage Pottery Industry
- Fuel briqueting
- Gem cutting
- Glassed decoration- cutting
- Goldsmith(Jewellery works)
- Idol Making
- Jewellery out of gold
- Utility articles made out of stone
- Limestone Lime shell and other lime products Industry
- Manufacture of Bangles (LAC)
- Manufacture of Glass toys
- Manufacture of Plaster of paris
- Manufacture of gulal
- Manufacture of paints
- Mfg/Processing Marble
- sheets/Tiles(Simple/Mosaic etc..)
- Mining activities & Trading small stone
- Mud pot Mfg.
- Polishing of Granite Stone Slabs/Granite
- Steam Coal Powder
- Stone cutting
- Utensil washing powder
PMEGP Project List Polymer And Chemical Based Industry
- Chappal Making/Shoes Making
- Chemical Industry
- Cottage Match Industry / Manufacture of Fire works and Agarbattis
- Cottage soap industry
- Detergents and washing powder making (non toxic)
- Leather works
- Manufacture of Bindi
- Manufacture of Essential oils
- Manufacture of Rubber products (dipped latex) Rubber Sheets
- Manufacture of Shampoos
- Manufacture packing items of plastics
- Manufactures of hair oil
- Manufacturing of Poly Bags etc.
- Manufacturing of PVC Shoes
- Manufacturing of Resin & Tarpoline Oil
- Menthol oil
- Net Making
- Nylon rope making
- PVC insulated Wire & Cables
- Perfumes Making
- Products out of Rexin PVC
Rural Engg. And Bio-Tech Industry
- Automobile work
- Carved wood and artistic furniture making
- Computer Assembling
- Engineering Works( Agrl implements)
- Fabrication Work
- Foundary Unit
- Immitation Jewellery (Bangles) Making
- Iron grill making
- Iron work
- Manufacture of musical instruments
- Manufacture of Handmade utensils out of brass
- Manufacture of Household aluminium utensils
- Manufacture of Rural Transport vehicles such as hand carts
- Manufacture of Various Material Handling Equipments
- Manufacture of decorative bulbs
- Manufacture of electronic clocks and alarm time pieces
- Manufacture of handmade utensils out of Bell metal
- Manufacture of handmade utensils out of copper
- Manufacture of paper pins
- Manufacturing of Engg. Instruments(Tube-lights
- Manufacturing of Machinery Spare Parts/Bearing etc.
- Manufacturing of Mixer Grinder and other House hold goods.
- Motor winding
- Production of Bumper Plant Protecter
- Production of Radios
- Production of cassette player whether or not fitted with Radio
- Production of voltage stablizer
- Rotary Furnace
- Saw Mill
- Solar and wind energy implements
- Stove wicks
- Threasur machine Unit
- Tin smithy
- Transformer/Elect.Motor Pump/Generators
- Trunk & Peti Mfgs.
- Umbrella assembling
- Welding Work
- Wire net making
- Wood Work
- Manufacturing of Plateform scales/ Dharamkanta
- Manufacturing of Screw/Ball Bearing
- Manufacturing of storage batteries
- Manufature of Steel Grills
Service And Textile Industry
- Agriculture servicing for sprayers
- Art board painting/Spray Painting
- Auto Service Centre
- Ban Making
- Band troupe
- Battery charging
- Cable T.V. Network/ Computer Centre
- Cotton Bed/pillows
- Cycle repair shops
- Dyeing & Raising(Flannel)
- Embroidery of Fabrics
- HDPE Bag Stitching &Printing
- Herbal Beauty Parlour/Ayurvedic Herbal Products
- Hiring of sound system like loud speaker
- Kamble Weaving
- Mandap Decoration
- Manufacture of Lok Vastra cloth
- Manufacture of Silk Sarees
- Mineral Water
- Offset Printing & Binding
- Painter/Mfg. of Paints.
- Plumbing Polyvastra/Silk
- Printing Press/Screen Printing
- Repairs of diesel engines pump sets etc.
Negative List of Activities:
The following pmegp scheme list of activities will not be permitted under PMEGP for setting up of micro-enterprises/ projects /units:-
- Any industry/business connected with Meat(slaughtered),i.e. processing, canning and/or serving items made of it as food, production/manufacturing or sale of intoxicant items like Beedi/Pan/ Cigar/Cigarette etc., any Hotel or Dhaba or sales outlet serving liquor, preparation/producing tobacco as raw materials, tapping of toddy for sale.
- Any industry/business connected with cultivation of crops/ plantation like Tea, Coffee, Rubber etc. sericulture (Cocoon rearing), Horticulture, Floriculture, Animal Husbandry like Pisciculture, Piggery, Poultry, Harvester machines etc.
- Manufacturing of Polythene carry bags of less than 20 microns thickness and manufacture of carry bags or containers made of recycled plastic for storing, carrying, dispensing or packaging of food stuff and any other item which causes environmental problems.
- Industries such as processing of Pashmina Wool and such other products like hand spinning and hand weaving, taking advantage of Khadi Programme under the purview of Certification Rules and availing sales rebate.
- Rural Transport (Except Auto Rickshaw in Andaman & Nicobar Islands, House Boat, Shikara & Tourist Boats in J&K and Cycle Rickshaw).
PMEGP Business List With Project Cost
|S. No.||Project Name||Total Project Cost|
|2||Bakery Products Big Unit||1965000|
|3||Bakery Products Unit||286000|
|5||Banana Chips (Big Unit)||1250000|
|6||Besan Manufacturing Unit||780000|
|7||Beverage Manufacturing Scheme||888000|
|8||Cashew Nut Processing||1800000|
|9||Cattle / Poultry Feed Scheme||1000000|
|10||Coconut Oil and Oil Cake Manufacturing||1950000|
|11||Compound Asafoetida (Hing)||620000|
|12||Daliya Manufacturing Unit||240000|
|15||Frames Manufacturing Unit||732000|
|16||Ginger and Garlic Processing||954000|
|17||Galilee Oil and Oil Cake Manufacturing||1950000|
|18||Groundnut Oil and Oil Cake Manufacturing||1950000|
|23||Jam Jelly Murabba Manufacturing Scheme||770000|
|24||Kismis / Bedana Manufacturing||1350000|
|25||Kurkure Type Snacks||2470000|
|26||Kurkure Type Snacks Small||1169000|
|28||Mango Jelly/Aam Papad||1200000|
|29||Masala Making Unit (Medium)||800000|
|30||Masala Making Unit (Small)||350000|
|32||Murmura Manufacturing Unit||355000|
|33||Mustard Oil and Oil Cake Manufacturing||1950000|
|34||Namkeen/Farsan Manufacturing Scheme||380000|
|35||Natural Mineral Water||1110000|
|36||Neera Catering Unit||631000|
|37||Noodles Manufacturing Unit||748000|
|38||Onion Paste Manufacturing Scheme||419000|
|40||Paddy Processing Unit. (Mini Rice Mill)||355000|
|41||Palm Fibre Brush Making Unit||385000|
|42||Palm Jaggery (Gur) Making Unit||466000|
|43||Palm Leaf Fancy and Utility Articles Making Unit||452000|
|44||Palm Sugar & Palm Confectionery Unit||357000|
|47||Petha Manufacturing Unit||187000|
|48||Pickle Manufacturing Scheme||514000|
|49||Poha Manufacturing Unit||243000|
|50||Popcorn Manufacturing Unit||428000|
|51||Potato Chips/Wafer Manufacturing||338500|
|53||Power Atta Chakki||90000|
|54||Pulses Processing Unit||519000|
|58||Texturized Soya Protein||1931000|
|60||Tomato Products and Pickles||1700000|
|62||Wafer Biscuits Big Type||2075000|
|63||Wheat Mill Unit||885000|
|64||Profile for Coir Fibre Extraction Unit||2500000|
|65||Project Profile Automatic Coir Fibre Drier Unit||2500000|
|66||Project Profile Coir Geo-Textiles on Automatic Loom Unit||2234000|
|67||Project Profile Coir Geo-Textiles Unit||2500000|
|68||Project Profile for Automatic Coir Spinning Unit||2500000|
|69||Project Profile for Rubber Moulded Coir Unit||2500000|
|70||Project Profile for Automatic Coir Yarn Dyeing/Bleaching Unit||2500000|
|71||Project Profile for Coco Lawn Making Unit||854000|
|72||Project Profile for Coco Log Making Unit||2000000|
|73||Project Profile for Coir Brush Making/Twisted Wire Mat Production Unit||1573000|
|74||Project Profile for Coir Diversified Product Production Unit||2500000|
|75||Project Profile for Coir Fibre/Dust Moulding Unit||1900000|
|76||Project Profile for Coir Frame Mats Unit||2500000|
|77||Project Profile for Coir Garden Articles Production Unit||2500000|
|78||Project Profile for Coir Handicraft/Ornaments Production Unit||700000|
|79||Project Profile for Coir Mat Bleaching Unit||2199000|
|80||Project Profile for Coir Mat Shearing/Stencilling Unit||2500000|
|81||Project Profile for Coir Mat/Matting Finishing/Packing Unit||1731000|
|82||Project Profile for Coir Needle Felt Unit||2500000|
|83||Project Profile for Coir Paper/Paper Products Making Unit||2500000|
|84||Project Profile for Coir Pith Block Making Unit||2500000|
|85||Project Profile for Coir Pith Briquette Unit||2500000|
|86||Project Profile for Coir Pith Grow Bag Making Unit||2500000|
|87||Project Profile for Coir Pith Manure Unit||1914000|
|88||Project Profile for Coir Spinning Unit with Electronic Device||2500000|
|89||Project Profile for Coir Vertical Garden Unit||633000|
|90||Project Profile for Coir Yarn Spooling Unit||2500000|
|91||Project Profile for Curled Coir Production Unit||2500000|
|92||Project Profile for Latex Backed Coir Matting Unit||2500000|
|93||Project Profile for Mini Tufting Unit||2500000|
|94||Project Profile for Semi-Automatic Coir Matting Unit||2500000|
|95||Project Profile for Semi-Automatic Coir Mat Unit||2500000|
|96||Project Profile for automatic Coir Fibre Dyeing/Bleaching Unit||2500000|
|97||Bamboo Article Manufacturing Unit||195000|
|99||Comb Foundation Unit||183000|
|100||Commercial Apiary Unit (100 Bee Colonies of Apis Mellifera)||234500|
|101||Commercial Apiary Unit (100 Bee Colonies of Apis Cerana)||171000|
|102||Honey Jam Manufacturing||315000|
|103||Honey Processing Plant & Honey House||1800000|
|104||Manufacture of Ayurvedic Asava, Arista, Kwatha, Syrup||765000|
|105||Manufacture of Ayurvedic Capsule||447000|
|106||Manufacture of Ayurvedic Churna||476000|
|107||Manufacture of Ayurvedic Tablets||601000|
|108||Manufacture of Ayurvedic Vati Gutika||506000|
|109||Manufacture of Medicated Ghee||485000|
|110||Manufacture of Medicated Oil||505000|
|111||Manufacturing of Javadhu Powder||315500|
|112||Medium Scale Apiary Unit (30 Bee Colonies of Apis Mellafera)||80000|
|113||Medium Scale Apiary Unit (30 Bee Colonies of Apis Cerana)||59200|
|114||Production of Bamboo Mat Board Unit||996000|
|115||Production of Lac||514000|
|116||Production of Shellac Varnish (French Polish Improved Quality)||368000|
|119||Surgical Bandage Big Type||1950000|
|120||Bee – Metallurgical Coke||290000|
|122||Cement Jalli, Doors, Windows, and Allied Products||1700000|
|123||Ceramic Art Wares Scheme||1700000|
|124||Ceramic Candles (for Water Filter)||860000|
|125||Ceramic Colours Scheme||1375500|
|126||Ceramic Table Wares and Allied Items In Stoneware Earthenware Semi Vitreousware||1105000|
|128||Chemical Porcelain (Mbi)||175000|
|130||Electroless Nickel Plating||1260000|
|131||Fancy Terracotta & Utility Articles||383000|
|132||Fly Ash Bricks||2030000|
|133||Gem Cutting and Polishing||1620000|
|134||Lac Bangles Manufacturing Unit||119000|
|135||Laminated Safety Glass||1245000|
|139||Ophthalmic Lens Grinding||260000|
|140||Plaster Boards (Roofing)||135000|
|141||Plaster of Paris||413000|
|142||Plaster of Paris (B Type)||1350000|
|143||Plaster of Paris Toys & Small Status||350000|
|144||Pre-Stressed Cement Concrete Block||1010000|
|145||Pre-Fabricated Building Materials||340000|
|146||Production of Gasket Shellac Compound (Gasket Cement)||167000|
|149||RCC Spun Pipe||1796000|
|150||Stone Polishing Unit||165000|
|152||Aloe Vera Gel||1860000|
|153||Ball Pen Ink||945000|
|156||Bindi Manufacturing Unit||400000|
|157||Blow Moulded Plastic Containers||1927000|
|158||Bubble Packing Paper||1505000|
|159||Bubble Packing Paper||1505000|
|162||Chemical Etching On Wood||90000|
|163||Chemical Etching On Wood||90000|
|170||Engine Mounting-Rubber Bonded||885000|
|171||Engine Mounting-Rubber Bonded||885000|
|172||Face Cream and Cleansing Lotion||2366000|
|173||Face Cream and Cleansing Lotion||2366000|
|174||Fancy Leather Gloves||1566000|
|175||Fancy Leather Gloves||1566000|
|178||Foot Wear & Leather||0|
|181||Hard Rubber Battery Containers||2092000|
|182||Hard Rubber Battery Containers||2092000|
|183||Hurraichi Chappals & Sandals||1620000|
|184||Hurraichi Chappals & Sandals||1620000|
|190||Leather Sandal with P.U. Sole||2281400|
|191||Leather Sandal with P.U. Sole||2281400|
|194||Leather Wallets and Purses||1660000|
|195||Leather Wallets and Purses||1660000|
|198||Lipstick & Kajal Pencil||2398000|
|199||Lipstick & Kajal Pencil||2398000|
|202||Manufacturing of Detergent Powder & Cake||1075000|
|203||Manufacturing of Detergent Powder & Cake||1075000|
|204||Manufacturing of Hair Oil||725000|
|205||Manufacturing of Hair Oil||725000|
|206||Manufacturing of Mehndi||370000|
|207||Manufacturing of Mehndi||370000|
|208||Manufacturing of Nail Polish||312500|
|209||Manufacturing of Nail Polish||312500|
|210||Manufacturing of Shampoo||925000|
|211||Manufacturing Shellac Insulating Varnish (Air-Drying)||268525|
|212||Model Project Profile on Ball Pen Refills (PCBI)||224071|
|213||Model Project Profile on Plastic Bottle (PCBI)||880500|
|216||Production of Oxalic Acid||1450000|
|217||Programme Manufacturing of Agarbatti||725000|
|220||Skin Toning Lotion (Skin Fresheners)||1258000|
|223||Trumock Shoe with TPR Sole||1952700|
|226||Air Conditioner (Split Types)||1016000|
|227||Alternators for Automobiles||1745000|
|231||Aluminium Utensil Unit||1856000|
|232||Aluminium Venetian Scheme||705200|
|233||Assembling of Electronic Gas Lighters||309000|
|234||Assembly of Beverage Vending Machine||1656000|
|235||Assembly of Diesel Generator Set||385420|
|236||Assembly of Home Security System||2193000|
|237||Automatic Curtain Opener||745300|
|240||Bee Box Manufacturing Unit||209000|
|241||Bio- Digested Slurry||2475000|
|242||Brass Water Taps & Cock||2135000|
|243||Brass, Copper & Bell Metal Utensil/Utility Products||706000|
|244||Bus Body Building/Light Commercial Vehicle||1472000|
|247||Cast Iron Brake Drums||1745000|
|250||Digital Panel Meters||365000|
|251||Domestic Electronic Timer||160000|
|253||Electronic Calculators (Pocket/Desk Top)||1722000|
|255||Electronic Door Bells||160000|
|256||Electronic Fan Regulator & Light Dimmers||130000|
|257||Electronic Gate Security Systems||366000|
|258||Electronic Vibration Meters/Analyzer||933000|
|259||Electronic Weighing Machine||285000|
|261||Forging Blanks for Spur Gears||1787900|
|263||High Duty Iron Castings||2133000|
|266||Low-Cost Radio Receivers||270000|
|267||LPG Cooking Range||1720000|
|269||Manufacture of Safety Pins||531000|
|270||Miniature Circuit Breakers||1650000|
|271||Multipurpose Computer Centre/Cyber Café||536000|
|272||Neon Sign Boards||407000|
|273||Oil Crusher / Expeller||1978000|
|275||Personnel Computers Assembly||2025000|
|276||Phosphor Bronze Bushes||1567000|
|277||Production of Enriched Bio digested Slurry Under Rebt||937000|
|278||Production of Enriched Bio digested Slurry Under Rebt||230000|
|279||Production of Two in One Radio & Tape Recorder||650000|
|280||Production of Vermicompost||495000|
|281||Production of Vermicompost||935000|
|282||Production of Vermicompost Under Rebt||865000|
|283||Production of Voltage Stabiliser||533000|
|285||Regulated D.C. Power Supplies||420000|
|289||Solar Charkha 8 Spindle||1467304|
|290||Solar Charkha Spinning, Weaving, Processing & Garments Manufacturing Unit||2487694|
|292||Solar Water Heater||862840|
|293||Stainless Steel Portable Water Filter||1044400|
|294||Steel Book Rack||280000|
|295||Steel Furniture Unit||1693000|
|297||V-Belts and Fan Belts||1410000|
|304||Wooden Toys and Decorative Pieces||212000|
|305||Wrought Iron Furniture||479000|
|306||Add-On Cards for Computer||450000|
|307||Ammonia (Blue) Print||207000|
|308||Assembling of Display Monitor||405520|
|312||Computer Maintenance and Servicing Unit||189348|
|313||Computerized Advertisement Design||576000|
|314||Cotton Laces, File Tages & Cotton Tapes||975000|
|315||Cotton Mattresses & Pillow||470000|
|316||Cyber Café & Back Office Services||666500|
|317||Electro Static Powder Coating||770000|
|318||Electronic Gas Lighters||473400|
|319||Electronic Repair Unit||113000|
|320||Electronic Weighing Scales||679000|
|321||Establishment of Dhaba||578500|
|322||Filters for Air Conditioners Service||1228000|
|324||Gents T Shirts||940000|
|325||Hiring of Audio System||164000|
|329||Lady’s Blouse & Petticoats||385000|
|331||Neck-Ties & Handkerchiefs||765000|
|333||Project Profile Computer Hardware Service Centre||200000|
|334||Repairs & Maintenance of Consumer Electronic Products||300000|
|335||Repairs of Diesel Engines & Pump Sets||94500|
|336||Saree Rolling and Polishing||95000|
|340||Two-Wheeler Repairing Shop||151000|
You can download the PMEGP Business List PDF Download Free using the link given below.
PMEGP Business List PDF Download Link
PMEGP Business List 2022 PDF Download Free
Frequently Asked Questions
Q. What is maximum project cost allowed under PMEGP?
A. Rs.25.00 lakhs for manufacturing unit and Rs.10.00 lakhs for Service Unit
Q. Whether cost of land includes in the project cost?
Q. How much Margin Money (Govt. Subsidy) admissible?
Categories of beneficiaries under PMEGPRate of (Margin Money) Subsidy
(of project cost)Area (location of project/unit)UrbanRuralGeneral Category15%25%Special (including SC / ST / OBC /Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill, and Border areas, etc.25%35%
Q. What is the component of project cost?
|A. Capital Expenditure Loan, one cycle of working capital and 10% of the project cost as own contribution in case of General category and 5% of the project cost in case of weaker section.|
Q. Who are the beneficiaries?
A. Individual Entrepreneurs, Institutions, Co-operative Societies, Self Help Groups, Trusts
Q. Which are the financial agencies?
A. 27 Public Sector Banks, Regional Rural Banks(RRB), Co-operative Banks, and Private Scheduled Commercial Banks approved by respective State Task Force Committee.
Q. How the capital expenditure loan / Cash Credit Limit be utilized ?
A. Working Capital at least once should touch 100% limit of Cash Credit within three years of Lock-in period of M.M. and not less than 75% of the utilization of the sanctioned limit on an average.
Q. Where the beneficiary has to submit his/her application/ Project?
A- Beneficiary can submit his/her application/Project online on kvic website www.kvic.org.in / kviconline.gov.in/pmegpeportal. A list of office addresses of KVIC/KVIB/DIC is available on our website.
Q. What is Village Industry ?
A. Any Village Industry (except those mentioned in the negative list) located in the Rural Area which produces any goods or renders any service with or without the use of power and in which the fixed capital investment for the head of a full-time artisans or worker does not exceed Rs.1.00 lakh in plain area and Rs.1.50 lakhs in hilly areas and for A & N Island and Laxdeep Rs.4.5 Lakhs.
Q. What is rural area ?
A. Any area classified as Village as per the revenue record of the State, irrespective of the population. It also includes an area even if classified as a town provided its population does not exceed 20000
Q. What is Age limit ?
A. Any adult beneficiary above 18 years is eligible for financing under PMEGP.
Q. What are the main criteria of project?
A. It should fulfill the criteria of rural area (for Rural Area project), per capita investment, own contribution, negative list, and the unit should be a new one
Q. Whether EDP training is compulsory?
A. Before MM Claim through PMEGP portal, EDP training of 10 working days for Project cost More than 5.00 lakhs and 6 Working days training for up to Project Cost 5.00 lakhs to the beneficiary is compulsory
Q. Whether collateral security is mandatory?
A. As per RBI guidelines the project costing up to Rs.10.00 lakhs under PMEGP loans is free from collateral security. The CGTSME provided a collateral guarantee for the project beyond Rs.5.00 lakhs and up to Rs.25.00 lakhs under the PMEGP scheme.
Q. What is the helpline for the beneficiary in preparation of the project ?
A. 30 model projects uploaded on kvic.org.in website
Q. Whether an entrepreneur can submit more then one project ?
Q. What is the definition of family ?
A- Husband and spouse.
Q. Whether Unit can be set up in urban Area.
A- Yes through DIC only.
Q. Whether existing unit can avail funds under PMEGP ?
A – No, only a new unit.
Q. Whether model projects are available with KVIC.
A – yes, Industry-wise model projects are available at kvic.org.in
Q: where training centers are available to undertake EDP?
A-List of EDP training centers including 582 training centers of RSETI/RUDSETIS are available at website kvic.org.in
Q. What is lock in period for Govt. Subsidy?
A- 3 years.
Q:- Can project be financed jointly from two different sources (Bank/Financial Institutions)?
A – No, it is not eligible.
Q:- How much own contribution to be deposited?
|Categories of beneficiaries under PMEGP||Beneficiary’s contribution|
(of project cost)
|Special (including SC / ST / OBC /Minorities/Women, Ex-servicemen, Physically handicapped, NER, Hill, and Border areas, etc.||05%|